Employees of Insider’s Financial are not eligible, nor are participating retailers, their respective parental companies, affiliates, subsidiaries, representatives, wholesalers, distributors, advertising and promotion agencies, suppliers and the immediate family members and/or those living in the same household of each.  Limitations: ePad/Netbooks are limited to one per qualifying individual. All claims subject to verification. Only individuals eighteen years of age (18) or older are eligible to obtain an ePad/Netbook.  Details of Participation: 50 ePads/netbooks will be given out at the conclusion of a one (1) month promotion by Insider’s Financial to qualified individuals. To qualify, you must be among the first 50 callers to register for a particular event region. 50 winners will then be drawn each month from all of the qualified individuals for that month.  The winners are not know by the Company until the 7^th day of the following month.  NO PURCHASE OR PAYMENT OF ANY KIND IS NECESSARY TO ENTER OR RECEIVE AN ePad/Netbook. A PURCHASE OR PAYMENT WILL NOT INCREASE OR IMPROVE YOUR CHANCES OF OBTAINING THE ePad/Netbook. Insider’s Financial ePad/Netbook Terms and Conditions

Void where prohibited by law.

All federal, state and local taxes, insurance, licensing, registration and title fees are the sole responsibility of the qualifying individual.
All federal, state and local laws and regulations apply.

No transfer/substitution of prize by qualified individual are permitted.

Insider’s Financial reserves the right to substitute ePad/Netbook with item of equal value. By participating in this promotion, entrants agree to be bound by these terms and conditions, and the decisions of Insider’s Financial.

Insider’s Financial is not responsible for late, lost, damaged, incomplete, illegible, postage due or misdirected mail/claims, or for faulty, incorrect or mis-transcribed phone/e-mail transmissions, incorrect announcements of any kind, technical hardware or software failures of any kind including any injury or damage to any person’s computer related to or resulting from participating in or experiencing any materials in connection with the promotion, lost or unavailable network connections, or failed, incomplete, garbled or delayed computer transmission that may limit a user’s ability to participate in the promotion. Insider’s Financial reserves the right to cancel or modify the terms and conditions of this promotion if fraud, misconduct or technical failures destroy the integrity of the program. In the event a dispute arises with respect to the selection of a specific individual entitled to receive an ePad/Netbook, Insider’s Financial is solely responsible for making a determination as to who is a qualifying individual, is in its sole discretion. All decisions are final.

Any use of robotic, automatic, programmed or the like methods of participation will void all such submissions by such methods.

By accepting ePad/Netbook, qualified individuals agree to hold Insider’s Financial, and its directors, officers, employees and assigns, harmless against any and all claims and liability arising out of ePad/Netbook or equivalent value offer.

Recipients assume all liability for any injury or damage caused, or claimed to be caused, by participation in this promotion or use or redemption of any ePad/Netbook or offer.

Insider’s Financial is not responsible for any typographical or other error in the printing, the offering or the announcement of any prize/offer or in the administration of the promotion.

The odds of becoming a Qualified Individual are completely dependent upon the number of invitations mailed by Insider’s Financial on any given week to a specific event region.

Epad/netbook operating system may vary from image displayed on marketing material.

Windows is a trademark of the Microsoft Corporation, registered in the U.S. and other countries.  Insider’s Financial is an independent company and is not affiliated with, nor has it been authorized, sponsored, or otherwise approved by Microsoft Corporation. Insider’s Financial does not provide any express or implied warranties regarding the performance of Microsoft’s products

Google Android is a trademark of Google, Inc., registered in the U.S. and other countries.  Insider’s Financial is an independent company and has not been authorized, sponsored, or otherwise approved by Google.  Insider’s Financial does not provide any express or implied warranties regarding the performance of Google’s products.